Mt. San Antonio Gardens offers two contract choices to meet your individual needs: Life Care and Continuing Care. Life Care – long the hallmark of the Gardens – provides lifetime coverage for the daily care costs of assisted living, memory care, and skilled nursing care. Our Continuing Care contract is designed for those who have long term care insurance that covers a significant portion of the costs assisted living, memory care, or skilled nursing care.

• Life Care is one of the unique benefits of living at the Gardens.
• Life Care covers Medicare co-pays and deductibles after an annual out-of-pocket amount is met.
• Life Care covers services, such as pharmaceuticals and in-home services, not typically covered by Medicare.
• Life Care works like a premium long-term care insurance program by covering unlimited assisted living, memory care, and extended skilled nursing.(Medicare covers only limited skilled nursing care and does not pay for any assisted living or memory care.)
• If you move to higher levels of care, your monthly fee does not increase.
• The entry fee varies based on your age and your choice of residence.

• Continuing Care bridges the gap in Medicare coverage for physicians and hospital charges. It covers prescription medications after an annual deductible is met.
• Continuing Care covers assisted living, memory care, or skilled nursing for a total of 120 accrued days. Additional days are charged at the current rate paid by non-Gardens residents. When a total of 850 days is accrued, monthly fees are reduced to the current resident monthly fee for unlimited stays.
• The entry fee for a Continuing Care Contract is lower than that required for the Life Care Contract. The fee varies based on your age and your choice of residence.

* A portion of the entry fee for both Life Care and Continuing Care contracts is considered an allowable medical expense by the Internal Revenue Service and may reduce the resident’s tax liability.