Understanding Entrance Fees at Mt. San Antonio Gardens
A Smart Investment in Lifelong Care and Financial Security
When exploring senior living options, one of the most important topics to understand is the entrance fee. At Mt. San Antonio Gardens, this is more than just a cost. It is a long-term investment in your health, lifestyle, and future peace of mind.
As a financially strong Life Plan Community, Mt. San Antonio Gardens is designed to support residents through every stage of aging while providing stability.
What Is an Entrance Fee?
An entrance fee is a one-time payment that provides access to a full continuum of care, including independent living, assisted living, memory care, and skilled nursing, at one location.
This model offers predictability and security. If your needs change over time, your care can change with you without the stress of relocating. It is a proactive approach to planning for the future.
How Entrance Fees Are Calculated
Entrance fees are based on several key factors:
· Age at entry, using actuarial data and average life expectancy
· Floor plan selection, including size, location, and future improvements
· Projected healthcare needs over time
These calculations are not based on personal medical history, but on broader trends to ensure long-term sustainability within a financially secure Life Plan Community.
Planning for Your Future and Your Legacy
Choosing between Life Care and Continuing Care contracts is an important part of the process. This decision often comes down to balancing your future care needs with what you want to leave to your estate.
It is also important to involve your family in these conversations. At Mt. San Antonio Gardens, we work closely with both residents and their loved ones to ensure everyone understands the investment and feels confident moving forward.
How Residents Typically Pay
Most residents fund their entrance fee through the sale of their home. Planning ahead can make a significant difference. Connecting with a real estate professional early helps you understand your home’s value and determine the right timing for selling.
Even if your move is years away, early planning creates a smoother transition when the time comes.
What Does It Cost?
Entrance fees vary depending on age and residence selection. For example, a typical range for a single resident entering at age 79 may fall between approximately $113,000 and $587,000.
While this may seem significant at first, it is helpful to view it as an investment in lifelong care, stability, and quality of life.
Why It Matters
An entrance fee is not just about today. It is about creating a plan for the future.
At Mt. San Antonio Gardens, residents benefit from:
· Access to a full continuum of care
· Predictable healthcare costs
· A maintenance-free lifestyle
· The confidence of living in a financially secure Life Plan Community
This approach helps reduce uncertainty and eases the future burden on family members.
A Confident Step Forward
Choosing Mt. San Antonio Gardens means choosing a community built for both today and tomorrow. It is a place where you can enjoy an engaging lifestyle now while knowing your future is supported.
If you have questions or would like a personalized estimate, we are here to help.
Jay Labinger is a Gardens resident, he was born and raised in Los Angeles, CA. Jay received his Bachelor of Science in Chemistry from Harvey Mudd College. He attended Harvard University where he earned a Ph.D. He was an Assistant Professor of Chemistry at the University of Notre Dame. His career has included positions with Occidental Research Corporation & Atlantic Richfield. He is the Administrator of Beckman Institute at the California Institute of Technology as well as a Faculty Associate in the Chemistry Department. He enjoys reading, playing the piano, tennis and traveling. He has published books on the history of chemistry, sociology of science and literature & science. Here at the Gardens, Jay is part of the Conservation & Sustainability Committee the Green Fund as well as many other groups through the Gardens Club.
Jane Hurd is a Gardens resident, she was born & raised in a small town in Arkansas. After she received her BA from the University of Arkansas she moved to California and taught seventh grade English in Porterville CA. After two years she moved to Los Angeles and worked for the Department of Health Services and pursued a master’s degree in public administration from USC. She served as CEO for two Los Angeles area hospitals. She continues to consult as an executive coach for CEOs of healthcare companies. She has served on several boards including Mutual of America Insurance Company, YMCA of Metropolitan LA, LA Visiting Nurses Association and Inland Empire Girl Scouts. Jane is an award-winning author and plays several musical instruments. Here at the Gardens, Jane is part of the newly formed Bequest Committee, as well as many other groups through the Gardens Club.
